Ireland's borrowing and lending platform

The GRID is Ireland’s online financing platform where people are lending and businesses are borrowing at competitive interest rates.


Raise debt finance publicly or privately at affordable interest rates

  • Borrow up to €75,000 in debt finance
  • Loan terms of between 3 and 36 months
  • Apply online and receive a decision within 48 hours
  • Raise finance publicly or privately


Invest in Irish businesses and earn a return on your investment

  • Lend up to €35,000 per business
  • Average rate of return of 7%
  • Receive monthly repayments, principal plus interest
  • Fees capped at 1% of interest earned

Meet the businesses that are raising project finance on the GRID

Browse Projects


  • Access up to €75,000
  • Apply online
  • Decision within 48 hours


  • Lend as little as €5
  • Earn a monthly return
  • Support local businesses



Trust & Security at GRID Finance

We take security and privacy very seriously here at GRID Finance. We employ best in class practices and our site security is verified by independent security auditors.


Customer funds are safely held within a central bank of Ireland regulated bank account and can never be accessed through the GRID Finance community lending platform.

Data Security

GRID Finance are committed to ensuring that your data is secure at all times by adhering to the data protection laws (1998, 2003) and the European Union e-Privacy directive which became law in Ireland in 2011.

SSL Encryption

Your information is encrypted right from registration. We use the latest 256 bit encryption to ensure that your information is always safe.